1. The effect of eliminating the individual mandate penalty and the role of behavioral factors Author(s): Eibner, Christine, authorNowak, Sarah A., author Publication: [New York, N.Y.] : Commonwealth Fund, July 2018 Subject(s): Consumer BehaviorHealth Insurance Exchanges -- legislation & jurisprudenceHealth Insurance Exchanges -- utilizationInsurance Coverage -- statistics & numerical dataInsurance Coverage -- utilizationMandatory ProgramsDecision MakingIncome TaxInsurance Selection BiasModels, TheoreticalPoliticsHumansUnited StatesUnited States.