1. "Consumer-directed" health plans: implications for health care quality and cost Publication: Oakland, Calif. : California HealthCare Foundation, c2005 Subject(s): Community ParticipationConsumer Behavior -- economicsCost SharingHealth Benefit Plans, Employee -- economicsQuality Assurance, Health CareDecision MakingDeductibles and CoinsuranceEmployer Health CostsHealth Benefit Plans, Employee -- trendsMedical Savings Accounts -- economicsMedical Savings Accounts -- trendsHumansUnited States