1. Experience has taught us that high-risk pools do not serve consumers well Author(s): Flowers, Lynda, authorNoel-Miller, Claire, author Publication: Washington, DC. : AARP Public Policy Institute, March 2017 Subject(s): Insurance, Health -- economicsPreexisting Condition Coverage -- economicsRisk Sharing, Financial -- economicsHealth Care Reform -- economicsInsurance Coverage -- economicsState GovernmentHumansUnited StatesUnited States.