KEY FINDINGS. In every year studied, the non-CDHP population had total per capita spending higher than the CDHP population. The CDHP population had rates of utilization 9%-13% lower than the non-CDHP population for all categories of health services outside of brand prescriptions, which was 21% lower. The CDHP population spent an average annual $343 per capita more out of pocket than did the non-CDHP population. The non-CDHP population was responsible for an average of 14% of their medical costs out of pocket, whereas the CDHP population paid for 24% of their medical costs.
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